Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Pro Benefits Group,Inc.
245 Hobson Avenue • Hot Springs, AR • 71913
Phone: 501-321-0457 • Fax: 501-321-0974
• pbfsi@sbcglobal.net

Pro Benefits Group, Inc. is an Arkansas based Corporation. Our address is 245 Hobson Avenue Hot Springs, Arkansas 71901 (800) 264-1569 on the web at www.pbfsi.com .

Representing ANICO and GAFRI as well as other fine companies.  ANICO currently listed on Forbes 100 Most Trustworthy Companies in America

Arkansas Association of Educational Administrators - Prestigious Partner

Endorsed for Retirement Planning Services

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